Capital with aconstruction sitebehind it
We invest in the projects we develop ourselves. Participants join the same structure, on the same terms, with the same exposure to how the project actually performs.

- 0.0%
- Target annual return
- 0–0 months
- Typical duration
- €0
- Minimum participation
- 0
- Projects realised to date
What we offer
Considered investments, with the terms stated plainly.
A fixed interest rate
Each participation earns a fixed interest rate over a defined term, set out upfront with the target return and conditions documented before you sign — so you know precisely what is being agreed.
Exclusive projects
We only acquire schemes where we can add value ourselves. Our own network on the Costa del Sol gives access to locations that never reach the open market.
Clear lead time
Projects typically run between 24 and 48 months. The schedule is set out per project, and you choose which project your participation is tied to.
One responsible team
Acquisition, development and delivery stay under Cooiman Capital's own direction, with quarterly reporting from deed to settlement.
Indicative projection
A simple compounded illustration at the target rate. The target return is not guaranteed, and the outcome of any participation depends on how the underlying project performs.
3 years
€250,000
€310,574
€60,574
- This projection is illustrative. It is not an offer and not a forecast.
- It does not include tax, fees or project-specific timing.
- Capital is at risk. A participation is not a property purchase.
- It is not covered by a deposit-guarantee scheme.
How a participation runs
- 01
Introduction
We assess suitability, horizon and the role this position should play.
- 02
Project documentation
You receive the entity structure, budget, permits and schedule.
- 03
Notarial deed
The participation is executed before a Dutch notary.
- 04
Reporting to exit
Quarterly progress reporting until the project settles.
Projects are the evidence
Participations are tied to work Cooiman Capital develops and delivers. These are current schemes, described exactly as they stand today.


Questions we are asked first
A participation is a financial position in a development entity. You do not own a specific home, you do not receive keys, and you cannot occupy or let a unit. Returns come from the result of the project, not from a property you hold.
Each project is held in a separate Spanish entity with its own accounts. Client funds for off-plan purchases are held under bank guarantee as required by Spanish law. Participations are documented by a Dutch notary.
Development participations generally run between 24 and 48 months, matched to the construction and sales schedule of the specific project.
Construction delay, cost inflation, permitting and a slower sales market can all reduce or postpone returns. Capital is at risk and past project results are not a guarantee of future outcomes.
Discuss a participation with Marc Elzinga
An initial conversation covers your horizon, the current project pipeline and the documentation you would receive before committing anything.
